雅思詞匯解析（74）| 消費與省錢

1. budget /'b?d??t/

n. 預算

e.g. Military spending accounts for around 17% of the federal budget.

劍橋聽力11-2-2：The project has run over budget, so we have to postpone installing the elevator.

口語話題：How do you save money?

例：I have employed several strategies. To begin with, I create a budget, keeping track of my income and expenses, which helps me identify areas where I need to save or cut back.

其他補充：

budget-friendly 經(jīng)濟實惠的

Compared with dining out, cooking at home is definitely a budget-friendly choice for those who are conscious of their expenses.

low-budget 低成本的

This outstanding performance of the main character has made this low-budget movie a box-office hit. 

2. transaction /træn'zæk?(?)n/

n. 交易；業(yè)務；買賣

常見搭配：make/conduct/carry out transactions 交易

digital translation 電子交易

e.g. The trend toward digital translation is undeniable.

如口語話題：Do you think cash will be more popular in the future?

例：Admittedly, digital payment has simplified the way people make purchases and conduct transactions, but cash will still hold relevance for those who are technologically illiterate.

補充：simplify 簡化

technologically illiterate 對科技一無所知的

3. impulsive /?m'p?ls?v/

adj. 易沖動的;草率的

常見搭配：make impulsive purchases 沖動消費

Impulsive spending / buying 沖動消費 

e.g. Impulsive buying leads to accumulation of debt if it is not controlled.

e.g. I manage to avoid impulsive purchases, and simply ask myself whether it is a genuine need or just a fleeting want before making any buying decisions.

4. debt /det/

n. 債務;欠款；

常見搭配：be deeply/ heavily in debt 深陷債務

be burdened with debt 深陷債務

e.g. I used to be a big spender, swiping the credit card as if there was no tomorrow. I did not even realize that I had already been in debt.

e.g. Be mindful when using the credit card as reckless use will get you deeply into debt.

補充：big spender 花錢大手大腳的人

swipe a credit card 刷卡

 補充兩個與金錢相關(guān)的習語：

1. live beyond someone’s means 超過自己經(jīng)濟能力范圍的生活

e.g. Living beyond his means, he found himself in a cycle of debt.

2. rob Peter to pay Paul 借新債還舊債

e.g. Unwise use of credit card will lead people to a cycle of debt, forcing them to rob Peter to pay Paul so that they don’t pay high-interest fees.